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10

SITE SELECTION

What steps are to be followed in selection of site for local housing?

Following are the parameter to be observed on site selection:

1. Inventory and profile of available sites.
2. Location and quality of site (accessibility to infrastructures and employment,
quality of site, land ownership, basic services, utilities and cost).
3. For resettlement site, location criteria of affected people and comparative
analysis of possible sites.
4. Safe from both environment and man-made hazards.

What factors should be considered in site selection?

Select the site of your housing program based on the expressed preferences of
your beneficiaries. Note, however, that the site should have access to
transportation and should have provisions for basic services and support
facilities.

It will be easier and faster to set up your program if the site is owned by the local
government or will be acquired by the local government. A sample format for site
evaluation is provided in Annex C.

What are the priorities in the acquisition of land for local housing?

The priorities in the acquisition of land are:

1. Idle government or private lands
2. Unregistered or abandoned idle lands
3. Alienable lands of the public domain.

How to acquire the land for housing program?

The following are the various modes of land acquisition:

1. Negotiated purchase
2. Joint-venture agreement
3. Land banking
4. Land swapping
5. Usufructuary arrangement
6. Expropriation
7. Presidential Proclamation
11

The local government unit has several options for land acquisition:

Direct purchase at a price agreed upon with the owner
Donation by land owner to the local government unit
Transfer of title by a national government agency to the local government
unit
Usufructory agreement with a national government agency

As an alternative, the local government unit may opt to assist its beneficiaries
in acquiring the lot, e.g. through the Community Mortgage Program or similar
schemes.

OVERVIEW OF TITLE RESEARCH

An important step in ensuring the validity and sustainability of housing projects
is extensive title research on lands. The following is an overview of steps to be
undertaken by the researcher:

1. Checking with Register of Deed＊s (RD＊s)Copy
2. Checking all entries of the Transfer Certificate of Title (TCT) 每 including
technical description, liens, encumberances, etc.
3. Traceback of Original Certificate of Title (OCT)
4. Traceback to origin of TCT
a. Judicial (from tax declaration) - LRA
b.
Free
patent
DENR-LMB
5. Checking of liens and encumberances, mortgages
6. Checking of Adverse claimants
a. Extrajudicial partition with SPA
b. Extrajudicial partition with Sale
7. Identification of all heirs including declared illegitimate children
8. Checking Tax declaration for consistency with municipal ordinance
(declared residential for tax purposes but no corresponding ordinance)

REQUIREMENTS IN THE ISSUANCE OF PROCLAMATIONS/ RESERVATIONS

In order to expedite the processing of requests for Presidential Proclamations
pursuant to Presidential Memorandum Circular No. 28 dated 19 January 1993,
which provides for a checklist on request Presidential issuances, the following
documents/requirements must be complied with for the information and
guidance of all concerned
1. Request for reservation by the reservee;
2. Comments/Recommendations of the following
a. Provincial Health Officer duly concurred or recommended by the
Regional Heal Director and Secretary of Health in case of settlement ,
12

school, hospital and other reservation when it may affect the health of
the people
b. District Engineer of DPWH, duly concurred or recommended by the
Regional Director and Secretary of DPWH
c. District/City Superintendent of the school in case of school site
reservation duly concurred or recommended by the Secretary of DECS;
d. Provincial Commander or Chief of Staff of the Armed Forces of the
Philippines in case of military reservation duly concurred or
recommended by the Secretary of the DND
e. Philippine Port Authority in case the land abuts the sea, lake or
navigable river duly concurred or recommended by the Secretary of the
DOTC
3. Survey of the land to be reserved duly approved by the Regional Technical
Director for Lands concerned and Approved Plan;
4. Verified and certified correct Technical Descriptions;
5. Certified photographs (or visual documentation ) showing panoramic view of
the area subject of the proposed proclamation as well as adjacent areas/
vicinities, improvements introduced, landmarks, identifying features,
settlements, if any, etc.
6. Land Classification or Municipal Index Map projecting the area covered by
the proposed proclamation and land uses:of the area and surrounding
vicinities within two-kilometer radius;
7. Report pursuant to M.C. No. 28 dated January 19, 1993 following the tenets
of Completed Staff Work (CSW). Draft memorandum should incorporate the
justification, legal basis, coordination with concerned agencies and their
comments and potential problem, if any. In the case of Watershed
reservation, the setting up of Watershed Management Councils is a requisite.
8. Narrative Report of Investigation with recommendation officially endorsed to
the Secretary by the regional Executive Director through the Undersecretary
for Field Operation.
13

BENEFICIARY SELECTION

What are the criteria for beneficiary selection?

Resettlement/Relocation

Poor families qualified for relocation and resettlement and assistance under
the Urban Development Housing Act of 1992 (RA 7279)
Underprivileged and homeless citizens whose average or combined family
income fall within the poverty threshold
Those who do not own any real property and have not been beneficiaries of
any government housing program except on leasehold or rental
arrangement.
First Priority -
Target project beneficiaries
Second priority - Open Market

Typical Low-cost housing project

Member of good standing in any of the three institutions: Government
Service Insurance System (GSIS), Social Security System (SSS), or Home
Development Fund (HDMF)
Has not availed of any housing loan from either the SSS, GSIS, HDMF or
any financing institutions as a principal borrower or co-obligor.
He must not own any residential unit in the capacity as a sole owner or co-
owner

The Local Government Unit can still provide additional criteria which they
deemed necessary.

How to organize the beneficiaries?

Most of the beneficiaries of housing projects are naturally organized, i.e. they are
grouped together based on their places of work and profession (e.g. teachers,
police, soldiers and trade union members). For these groups, processing of
requirements of their housing loans would be easy. Leaders of said groups may be
tapped to assist their respective groups.

However, there are also non-organized beneficiaries such as Overseas Filipino
Workers, informal settlers and other individual borrowers who may need to be
organized in the early stages of project implementation so that it will be easier to
process the requirements for take-out of their housing loans by the concerned
government agencies. Non-government organizations may be tapped to assist in
organizing the beneficiaries.

14

AVAILABLE GOVERNMENT PROGRAMS FOR LOCAL HOUSING

What are the various local housing projects that can be implemented in the
LGUs?

The housing projects that can be implemented in the LGUs include:

1. Resettlement Projects - These can be undertaken through joint-venture
arrangements or under the sites and services program of the NHA.

2. Community Mortgage Program (CMP) with the LGU as originator and NHMFC
as funder.

3. Regular Low-Cost Housing Projects - These projects can be financed through
DBP, Landbank, PNB or other private banks.

4. Medium Rise Housing (MRH) and Rental Housing 每 through a joint venture-
arrangement with the NHA. Technical assistance can be provided by the NHA.